Discover the Top Credit Card Deals of the Week for November 27th

Credit cards are not just about spending money. They can be powerful tools that help you save money, manage debt, and even earn rewards when used wisely. Whether you’re looking to cut down on interest payments, earn cashback on everyday purchases, rack up air miles for your next holiday, or avoid fees while traveling abroad, there’s a credit card tailored to your needs.

Best 0% Balance Transfer Credit Cards

If you’re struggling to keep up with credit card payments, a balance transfer credit card can be a lifesaver. These cards allow you to transfer existing credit card debt onto a new card with a 0% interest rate for a set period, potentially saving you hundreds of pounds in interest.

How to Make the Most of Balance Transfer Credit Cards

• Always pay the minimum monthly repayment to keep the 0% interest rate.
• Be aware of any balance transfer fees charged by the credit card company.
• Check if there are any restrictions on how much you can transfer and how quickly you need to pay off the debt.

Popular Balance Transfer Credit Cards

• Barclaycard Platinum Credit Card: Offers 0% interest for up to 27 months
• Tesco Bank Double Money Credit Card: Offers 0% interest for up to 18 months

Best Cashback Credit Cards

Earning cashback on your everyday spending is a good way to make your money work harder for you. The American Express (AXP) Cashback Everyday Credit Card currently offers the highest introductory cashback rate, earning you 5% cashback on purchases (up to £125) for the first five months.

How to Make the Most of Cashback Credit Cards

• Be aware of any limits on the total amount of cashback you can earn.
• Check if there are any restrictions on what types of purchases qualify for cashback.
• Always read the fine print to understand how cashback is earned and redeemed.

Popular Cashback Credit Cards

• American Express (AXP) Cashback Everyday Credit Card: Offers 5% cashback on purchases up to £125 for the first five months
• Tesco Bank Double Money Credit Card: Offers 1.5% cashback on all purchases

Best Credit Cards for Air Miles

If you travel frequently, a credit card for air miles can help reduce the cost of flights and even unlock perks like flight upgrades and hotel stays. By using these cards for everyday purchases, you can earn points that can be redeemed for flights with your favourite airline’s loyalty programme.

How to Make the Most of Air Miles Credit Cards

• Be aware of how many miles you need to earn to redeem a reward.
• Check if there are any restrictions on when and where you can use your air miles.
• Always read the fine print to understand how points are earned and redeemed.

Popular Air Miles Credit Cards

• British Airways American Express Premium Plus Card: Offers 30,000 Avios when you spend £6,000 in three months
• Barclaycard Avios Plus Card: Offers 25,000 Avios for spending £3,000 in the same period

Best Credit Cards for Holidays and Traveling

Planning a trip abroad? A specialist travel credit card can save you a bundle by offering near-perfect exchange rates without the usual foreign transaction fees. Most credit and debit cards charge around 3% on foreign transactions, meaning a £100 purchase abroad could cost you £103.

How to Make the Most of Travel Credit Cards

• Avoid cash withdrawals, as they often come with fees and interest.
• Use the card for spending abroad to enjoy near-perfect exchange rates.
• Be aware of any restrictions on how much you can spend and where you can use your credit card.

Popular Travel Credit Cards

• Barclaycard Rewards Credit Card: Offers 0.25% cashback on holiday spending
• Virgin Money Everyday Cashback Credit Card: Offers 0.25% cashback on holiday spending

Whether you’re looking to manage debt, earn rewards, or save on travel costs, choosing the right credit card can make a big difference to your finances. Be sure to compare offers and read the fine print to find the best card for your needs.